Martine Hafkamp RBA - Founder / Wealth Manager

Martine Hafkamp RBA - Founder / Wealth Manager | Putiton

Introduction

Drs. Martine Hafkamp RBA is one of the most respected and influential wealth managers in the Netherlands. As the founder, general director, and co-owner of Fintessa Vermogensbeheer, she has built the company into one of the leading independent asset management firms in the country. Known for her sharp market insights, disciplined investment philosophy, and accessible thought leadership, Martine has become a familiar face in Dutch financial media, including BNR, Business Class, and major investment platforms. Her strong reputation, combined with decades of expertise, makes her a powerful and trusted figure within the Putiton network.

Early Life and Education

Martine studied Business Economics at the Vrije Universiteit Amsterdam, where she developed a deep interest in financial markets, economic cycles, and investment behavior. She later completed the prestigious postdoctoral program to become a Registered Investment Analyst (RBA), one of the highest professional designations in the Dutch investment industry. This solid academic foundation—combined with her analytical mindset—formed the basis for a career built on precision, independence, and strategic decision-making.

Career Trajectory

Martine began her career at Spaarbeleg, a subsidiary of Aegon, where she worked as an assistant controller. Her strong performance and financial acumen led her to transition to Aegon’s Investments Department, where she gained hands-on experience managing institutional portfolios and analyzing global market trends. After several years at Aegon and later at Stad Rotterdam, she had built an impressive track record in institutional asset management. In 2007, Martine made a bold entrepreneurial move. Together with her business partner Han Schulten, she founded Fintessa Vermogensbeheer—a firm built on independence, transparency, and personal service. Under her leadership, Fintessa grew into one of the largest independent private asset managers in the Netherlands. The company serves private clients, entrepreneurs, foundations, and institutions, offering fully customized portfolios without any in-house products or investment funds. This ensures that all investment decisions remain objective and exclusively in the client’s best interest. Beyond running a leading wealth management firm, Martine is a prominent financial commentator. She regularly appears as an analyst on BNR and Business Class, and writes investment columns for various financial publications. Known for her clear, direct, and pragmatic explanations of market dynamics, she has become a trusted voice for both private investors and industry professionals. Her expertise has been widely recognized: Multiple winner of the Golden Bull (Gouden Stier) – the "Oscar" of the Dutch financial industry Winner of the Cashcow Award for Best Investment Expert Under her leadership, Fintessa has been voted Best Asset Manager in the Netherlands for fourteen consecutive years by readers of Cash and Cashcow These achievements highlight not just her technical skill, but also the trust and loyalty she has earned from the investment community.

Legacy and Future

Martine’s legacy is defined by her unwavering commitment to independence, discipline, and responsible investing. She believes that successful investing starts with managing risk—not chasing returns—and her long-term philosophy has helped thousands of clients build financial security. Her ability to translate complex market developments into clear, actionable strategies has set a new standard for transparency in wealth management. As Fintessa continues to grow, Martine remains focused on strengthening client relationships, expanding international investment opportunities, and maintaining the high standards that have shaped the firm’s reputation. Her vision aligns seamlessly with the core values of Putiton: meaningful connections, trust-based relationships, and a clear focus on long-term success.